– competitive interest rates. due to the USDA guarantee, lenders are able to offer some of the lowest interest rates on the market. While actual rates will vary by lender due to other contributing factors, know that your credit profile and current market conditions play a vital role in your mortgage rate.
LDS Employee Perks – Deseret First Credit Union – $100 with a new First Choice Checking Account with direct deposit* 0.25% apr discount on auto loans; 0.25% APR discount on credit cards with no annual fee**
USDA Guaranteed Rural Housing Loans. USDA Guaranteed Loans are the most common type of USDA loan and allow for higher income limits and 100%.